General Insurance

1. The Personal accident cover provides compensation to the insured for physical and visible body injury caused in an accident. It goes on further to cover individuals if the injury as a sole cause results in death or disablement.
2.This cover may be extended, at an additional charge, to include additional risks such as riot & strikes

1.This is a package cover designed especially for your residence.
2.It is arranged to cater for almost everything you have worked hard for in your household including: The buildings, home contents (furniture, clothing, kitchen equipment cutlery etc.), electronics (TVs, videos, cameras, watches, music systems etc.) , domestic servants (indoor and outdoor), sports equipment (golf, squash, riding etc.) and pets.
Scope of Cover
1.Fire, theft
2.Accidental damage liability to third parties
3.Occupational accidents (death or illness to the servants as per the Workmen’s Compensation Act, including your liability as an employer at common law for acts of negligence)
4.Pet accident / disease / burglary / epidemic, emergency slaughter, transit of pet.

1. Most jurisdictions have statutory workplace injury compensation laws that require you to insure employee health & safety risks.
2. To protect you from potential compensation lawsuits and obligations, we first confirm the categories of staff that you have and match the different job risk levels to risk premium ratings. Workplace safety and loss prevention programs also contribute to savings on your insurance premiums.
3. This ensures that you’ll not be overpaying premiums nor exposing the organization by under-insuring workplace risks

1. Whether you are a logistics business or an importer who is part of the increasingly complex supply chain of global trade, marine insurance exists to ease the safety concerns of these supply chains.
2. Transportation of goods by sea, road, rail, air and pipelines is associated with numerous risks from accidents, piracy, fire, weather and other unforeseen events.
3. Goods in transit cover, marine cargo, marine liability, project cargo and haulers insurance are all forms of marine insurance that protect transit vehicles plus their consignments from point of departure up to final delivery

The increase in international travel has meant that risks associated with it have grown. This coupled with the high cost of medical care abroad has made travel insurance vital for any traveler.
Some of the benefits you will enjoy include:
1. Financial Loss and / or expenses incurred if your trip is cancelled or delayed because of unavoidable circumstances.
2. Emergency medical, surgical or dental expenses incurred during travel; costs of returning home by Air Ambulance or other medically appropriate means; cost of return or mortal remains or repatriation or cost of funeral where death occurs.
3. Where the insured is hospitalized as a direct result of an accident or illness covered under this policy.